Phone Innovation Apps

Live Earth comes with lotsofcustomization!Set this earth live wallpaper by pressing the Wallpaper buttoninthe app, or go to Home -> Menu -> Wallpaper ->LiveWallpaper, and then select Live Earth.Realistic earth. It looks like real.Beautiful Live Earth highlight:-✔ Earth map with topography and ocean depth✔ Latest Earth night city lights from NASA✔ Bumpy earth surface simulation✔ Set sunlight colour and sun XYZ position✔ Moving cloud over earth globe✔ Option to show or hide moon✔ Background animated stars✔ Custom background scene using own image✔ Extra effect with Meteor & Santa Claus & UFO✔ All planets from our solar system✔ Change earth map with swipe✔ Zoom earth with double tap✔ All features are FREEWe hope you will like our beautiful earth, and always loveandprotect her!

Japanese Koi Fish. Free VideoLiveWallpaper.Realistic live wallpaper with colorful koi fishes.Main features:- Free!- Saves to the SD card by default.- Adjustable speed (frame rate).- Do not affect battery life time.- Compatible with many smartphones and tablets.- Do not contains any push notifications or icon ads !Personalize your smartphone with this beautifullivewallpaper!

For phone and tablet, this applicationincludesthe complete package of financial calculators.Help you to maintain and keep track of all of yourinsurancepoliciesFeature- Calculate Insurance Needed- Add Policy Details - Policy No, Plan, Sum Assured, PremiumAmount,Mode, Date of Issue, Date of Maturity, Company Details likename,Branch, Email, Phone- Following type of Insurance Policy can be tracked1) Life Insurance2) Health Insurance3) Car Insurance4) Two Wheeler Insurance5) Personal Accident Insurance6) Critical Illness Insurance7) Home Insurance8) Travel Insurance- View all stored policies- Set Reminders - notifies you when any of your policy's premiumisdue so that you can pay Policy Premium's amount on time.

Loan Calculator FeaturesMost of Credit Types• Personal Loan• Mortgage Loan• Car Loan• Business Loan• Business Overdraft

For phone and tablet, this applicationincludesthe complete package of financial calculators.Finance and Investment Calculators* TVM Calculator* Currency Converter* Compound Interest Calculator* Return On Investment (ROI) Calculator* IRR NPV Calculator* MIRR Calculator* Bond Calculator* Tax Equivalent Yield Calculator* Rule of 72 CalculatorLoan/Mortgage Calculators* Loan Calculator* Loan Comparison Calculator* Loan Refinance Calculator* APR Calculator* APR Advanced Calculator* Commercial Loan Calculator* Simple Loan Calculator* Loan Analysis Calculator* Home Affordability Calculator* Rent vs Buy Calculator* Mortgage Tax Saving Calculator* Discount Points Calculator* Adjustable Rate Calculator* Fixed vs Adjustable Rate Calculator* Bi-weekly Payment Calculator* Interest Only CalculatorRetirement Calculators* Retirement Planner* 401k Contribution Calculator* Retirement Calculator* Retirement Savings Analysis* Retirement Income Analysis* Traditional IRA vs Roth IRA* Required Minimum Distribution* Social Security Estimator* Asset Allocation CalculatorStock Calculators* Stock Return Calculator* Stock Constant Growth Calculator* Stock Non-constant Growth Calculator* CAPM Calculator* Expected Return Calculator* Holding Period Return Calculator* Weighted Average Cost of Capital Calculator* Black-Scholes Option CalculatorCredit Card Calculators* Credit Card Payoff Calculator* Credit Card Minimum CalculatorAuto Loan and Lease Calculators* Auto Loan Calculator* Auto Lease CalculatorMiscellaneous Calculators* Regular Calculator* Tip Calculator* Discount and Tax Calculator* Percentage Calculator* Date Calculator* Unit Conversion* US Inflation Calculator* Margin and Markup Calculator* Fuel Calculator* Salary Increase Calculator* US Paycheck Tax Calculator* Net Distribution Calculator* Effective Rate Calculator* College Savings Calculator* Financial RatiosUser can send the calculation results to others viaEmail.Financial Professionals can email the quote to theirclients.The app allows you to edit and prioritize the list ofcalculatorsfor easy access.Only Currency Converter needs internet access to retrievethelatest currency exchange rate. The app works withoutinternetconnection.100% FREE – full features, no hidden charges orin-apppurchases

This is an amazing "Spring wallpaper",whereyou can find the best spring scenery HD background! If youlikebeautiful spring nature, magical scenes of flowers in a varietyofbright colors, then the spring flowers and scenery wallpaper istoprovide you the perfect app! Scattered in the field ofsparklingsunny petals can decorate your cell phone screen. Thiswonderfulspring to provide you with amazing HD Wallpapers HDbackgroundimage. Choose your favorite spring flower, put it on yoursmartphone, and enjoy the amazing spectacle of nature bloom!Freedownload and check out the amazing flower photo now!- Amazing scenery spring wallpaper for your phone!- Spring flowers and trees decorated with pictures ofyourscreen;- Full support for landscape mode and home - screenswitching!- Amazing HD graphics;- Social sharing buttons and more- This beautiful, free and pleasant background is waitingforyou!

Mortgage Calculator uses monthly compoundratefor VARIABLE rate calculation, semi-annual compound rate forFIXEDrate calculation. It is perfectly match the needs of CanadianHomeBuyer. For other countries, using monthly compound rate, suchasU.S., please choose VARIABLE rate for calculation.* INPUTThe INPUT tab provides a quick and simple way to calculateyourmortgage payment, first 5 years interest, and total interestpaidat the end of term.* DETAILThe DETAIL tab let you browse through your mortgage annualpaymentsummary and every single payment detail. It also let youexport thedetails to a CSV file and send it to anyone or share itin thecloud.* CHARTThe pie chart provides a visual representation of the percentageoftotal interest and principal paid at the end of term. TheXY-axischart represents how interest and principal compositionchange inthe payment from beginning to the end of mortgageterm.* REVERSEThere are four major factors in mortgage calculation:MortgageValue, Amortization, Rate, and Payment. REVERSE tab provideacalculate option of any factor when you give the other three.

Ringtone Creator is free app createsringtone,alarms, and notifications from MP3, FLAC, OGG,WAV,AAC(M4A)/MP4,3GPP/AMR files. You can set the start and endingnotes by slidingarrows along the timeline, by pressing Start andEnd to record thepoint, or by typing in time stamps.Features:Copy, cut and paste.Fade in/out for mp3.Adjust volume for mp3.Preview the Ringtone files and assign to contact.View a scrollable waveform representation of the audio file at6zoom levels.Set starting and ending points for a clip within the audiofile,using an optional touch interface.Play the selected portion of the audio, including anindicatorcursor and auto scrolling of the waveform.Play anywhere else by tapping the screen.Save the clipped audio as a new audio file and mark it asMusic,Ringtone, Alarm, or Notification.Record a new audio clip to edit.Delete audio (with confirmation alert).Assign a Ringtone directly to a contact, you can also re-assignordelete the Ringtone from contact.Sort by Tracks, Albums, Artists.Manage contact Ringtone.

Fruit Blast Challenge is a veryaddictiveconnect lines puzzle game!Connect colorful lines of fruit to solve compelling levels inthispuzzle adventure!Fruit Splash Features:- Colorful and vivid fruits.- Easy to learn, hard to master.- Reward players with many achievements.- Exciting and delicious fruit trip.- Leaderboards in friends circle and world.- Two play mode: puzzle and arcade.So join this fruit world, match 3 or more fruits in thispuzzleof lines!

The #1 power saving app! Join 330+millionusers who have enjoyed longer-lasting battery power!Battery Doctor is a FREE battery saving app. Our special1-tapoptimization feature stops power-consuming apps with a singletap.Features:★ 1-tap Power OptimizationJust 1 tap will stop the power-draining apps from running★ Charge MasterMonitor Charging status★ Full Control of Power-draining AppsFind out what’s draining your power and selectively stop thetoppower-consuming apps★ Smart Use of BatteryDiscover how long your battery will last under a varietyofsituations (playing games, Wi-Fi (active), etc.)★ Convenient Power-Saving WidgetQuick access to power related system settings (Wi-Fi,data,brightness, etc.)Feature list:- Save Power Shortcut which kills tasks with one tap!- Kill apps when screen is off!- Accurate battery remaining time!- Accurate charging time remaining!- Schedule power saving modes for work/class/sleep and more!- Unique 3 Stage Charging System!- Wi-Fi/Data/Bluetooth toggles!- Brightness control!- Battery temperature!- Smart charging tips!- 28 languages supported!- Simple easy-to-use interface!

NO LIMIT TO CHALLENGE! TRY, TRY &TRYAGAIN!The new Match 3 puzzle game created from BitMango, the maker ofRollthe Ball: slide puzzle, Pipe Lines: Hexa and Block!.HOW TO PLAY• Swap jewels to match 3 of the same!• Complete the missions!• Achieve 3 stars to get more coins!• Get high score with boosters!

A financial calculator exclusivelyforretirement insurance calculation.This App provides the following calculators for bothMobilePhones and Tablets.BANK CALCULATORS:* EMI Calculator (Loan Calculator / Mortgage Calculator)* Fixed Deposit Calculator (TDR - Interest Payout)* Fixed Deposit Calculator (STDR - Cumulative)* Recurring Deposit Calculator (RD)BANK & POST OFFICE CALCULATORS:* PPF Calculator (Public Provident Fund)* Sukanya Samriddhi Account Calculator (SSA)* Senior Citizens Savings Scheme - SCSS Calculator* Kisan Vikas Patra - KVP CalculatorPOST OFFICE CALCULATORS:* Monthly Income Scheme Calculator (MIS)* Recurring Deposit Calculator (RD)* Time Deposit Calculator (TD)* National Savings Certificate - NSC Calculator* Interest Rates (%) of Post Office SchemesMUTUAL FUNDS CALCULATORS:* Mutual Funds Information* SIP Calculator (Systematic Investment Plan)RETIREMENT CALCULATORS:* NPS Calculator (National Pension System)* EPF Calculator (Employees Provident Fund)* APS Calculator (Atal Pension Scheme / Atal Pension Yojana)INSURANCE CALCULATORS:* PM Jeevan Jyoti Bima Scheme - PMJJB Calculator* PM Suraksha Bima Scheme - PMSB CalculatorGENERAL PURPOSE CALCULATORS:* Simple Interest Calculator* Compound Interest CalculatorFEATURES:* FREE* Works on both Smart Phones and Tablets* Exclusively for the people of India with Indianfinanceschemes* Helps you take informed decisions about your finance* Indian number format* Displays the Maturity amount* Displays "Total Amount Deposited" and "TotalInterestEarned"* Displays Yearly and Monthly growth reports* Sends the reports via E-mail* Displays visually intuitive graphs* Contains in-built information about the Schemes details* Runs on Android versions 2.3 (Gingerbread) and above* No Internet connection is required

Swap and slide lovely candies on theboard,arrange candies into matching groups of three or more tocollect.Chain rection could happen when empty spaces are filled in.Thelonger the chain, the higher the score you can get inoneshot.- Discover fresh and beautiful new map scenes: VioletSkies,Paradise Bay, Meadow Field- Various tasty and sweet candy graphics that will leave youhungryfor more- Diversified collect items: Delicious Cake, FruitCookie,Sweetheart Chocolate- Amazing boosters and power-ups to help level up- Free and easy to play

Kids English Songs is the bestapplicationhelps to develop the child’s ability to learn andinteract withactions.The collection of most popular Songs for Kids Video Clips forkids,baby, toddler, children to fun learning. These kids songsvideosare about animals, the ABCs, nursery rhymes, numbers...really, alittle bit of everything for your child to enjoy.- Fun songs to dance, sing, or clap along with, etc.- Song lyrics to facilitate the learning process.- Delightful, colorful graphics.- Easy-to-use for the whole family.- Nonstop play many video for kids & baby- Frequently updated video content- Learn easy english song with lyrics- Most popular english song for kids- Video content only for kids, does not containparentalcontent

The newest Personal Loan Calculator app isnowavailable. With this amazing app you will save time and moneybycalculating your loan repayments with one simple click. Withthisfree app, you can instantly calculate the monthly repaymentsforfixed rate loans such as Personal Loans and automobileloans.You can also view a handy amortization/payment schedule whichshowsthe break down of your loan's principle andinterestrepayments.Before you consider a loan for any purpose, download this freeappto ensure you are getting the best deal.This easy to use app comes with the following features:Fast CalculationsCalculations are done instantly after you enter eachamountfield.Simple to use interfaceInterface allows you to quickly use the calculator without havingtoreference help files and documentation.Large Numeric KeypadThe large keypad allows for easier, faster, and more accurateentryof numeric amounts.Amortization TableA complete payment schedule allows you to view the amount,interest,principal, and remaining balance for each and everypayment of theloan.Doesn't need internet to calculate...

For custom kernels with fast chargeability,allows the enable/disable of fast charge.* View battery status.* View amount of time spent charging, discharging, on ac,onusb.* View and change CPU settings (premium to change).* View time spent in each cpu speed.To use:* Disconnect USB* Enable fast charge.* Wait a second or so.* Plugin the USB and it will show AC.

Record any phone call you want and choosewhichcalls you want to save. You can set which calls are recordedandwhich are ignored. Listen to the recording, add notes andshareit.Recorded calls are stored in the Inbox. You can set the size oftheinbox. The number of saved calls is limited only by yourdevicememory. If you decide that a conversation is important, saveit andit will be stored in the Saved Calls folder. If not, oldrecordingswill automatically be deleted when new calls fill uptheinbox.

This is the most classic and amazingshootingbubble buster game. This deluxe version is the only onethatcontains both Puzzle Mode & Arcade Mode.Make combinations of 3 or more bubbles to make them burst. Clearallthe bubbles to level up.How to play - Don't use the arrows on the bottom, just tap onthegame board where you specifically want the ball. Click the menukeyto select levels and other options. There is no witch craft inthisbubble shooter game, just stick to the game withpatience.Game Features:1. Puzzle Mode - 300 fun levels of saga puzzles ofbubbleshoot2. Arcade Mode - The bubbles will go down gradually so you needtoshoot quickly to avoid death3. Game Center - You will get 10 points for each blast ofbubblesand can submit the high score to global leader board.